In a probabilistic business, accuracy is a P&L line.
Every institution that touches legal risk runs on an implicit accuracy number — a selection rate, a reserve band, a settle-or-litigate call. Small changes in that number compound into large changes in financial outcome. Set your own assumptions below and see what a percentage point is worth on your book. Every output follows arithmetically from your inputs; nothing here is a Criterica performance claim.
We do not publish a universal lift number, because no honest one exists: incremental accuracy over your process depends on how good your process already is. A disciplined underwriting team starts from a higher baseline than a volume intake desk, and the same models add different value to each.
What we can state precisely is how our numbers behave: calibrated probabilities, tested on real outcomes the models never saw, at the jurisdiction level — so a 70 percent prediction is right about 70 percent of the time. What that is worth on your book is exactly what the audit measures.